10-Year Stock Value Analysis
Enter a US stock ticker to analyse 10 years of its SEC filings: trends, red flags, filing history and value-investing checklists.
Type a ticker first, e.g. AAPL, or pick one below.
Quote of the day
“It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”
What you'll see in the results
The tabs, and what each one shows. Click a card to see it with a real company.
- Which companies Any company that files annual reports with the SEC, including US-listed companies and many foreign ones. Up to 10 fiscal years.
- Accuracy Figures come from the companies' 10-K / 20-F filings. Per-share numbers are split-adjusted; banks and insurers get checks suited to them.
- Sharing The page address keeps the ticker, the open tab and any price you enter, so you can bookmark or share a result.
At a glance
Click any line for the detailsThe latest annual figure, its average growth per year (CAGR) over the period, and a trend label. "Volatile" means the figure fell in three or more years.
Growth from first to latest year
Automated checks on growth, profitability, debt, liquidity, cash flow, dilution, dividends and the SEC filing record, most serious first. Critical items are worth a close look in the filings; strengths show what's going well.
Open-market buys and sales of the company's shares by its officers, directors and 10% owners in the last 12 months, from their SEC Form 4 filings.
Graham & Buffett-style analysis: how the company measures up against Benjamin Graham's, Warren Buffett's and Peter Lynch's published criteria. This is an educational checklist, not a recommendation to buy or sell.
Warren Buffett: a wonderful business at a fair price
Quantitative tests drawn from his shareholder letters
Benjamin Graham: the defensive investor
From The Intelligent Investor, chapter 14
Peter Lynch: growth at a reasonable price
From One Up on Wall Street, using the last 5 years' earnings growth (Lynch used the growth he expected)
Piotroski F-score: is the business getting stronger?
Nine yes/no tests of the latest year against the year before, from Joseph Piotroski's 2000 study of value stocks
What the business might be worth
An estimate from the filings alone, in Buffett's terms. No share price needed.
Adjust the value estimate's assumptions
Grey numbers are this company's defaults. Your numbers change the owner-earnings value and the margin-of-safety test.
Valuation at this price
Price comes last: judge the business with the checklists above first, then see what you would be paying for it.
Durable advantage: what the income statement, balance sheet and cash flow show about whether the business has a lasting edge over its competitors. Standard ratios over the last 10 years; most are meant for industrial and consumer companies rather than banks.
Durable advantage: what the statements show
Margins, overheads, debt, spending and buybacks that tend to set lasting businesses apart
Balance-sheet terms explained
Hover over or tap a chart to see each year's values.
Revenue and net income
Annual totals
Earnings per share (diluted)
Split-adjusted
Dividend per share
Declared per year, split-adjusted
Payout ratio
Dividends paid ÷ net income
Balance sheet
Total assets, liabilities and shareholders' equity
Debt vs cash
Total debt (all borrowings) and cash & equivalents
Cash flow vs earnings
Operating cash flow, free cash flow and net income
Margins
Operating and net margin, % of revenue
Every figure used on this page, by fiscal year, as reported in the company's annual filings. A dash means the company didn't report that item for that year.
Terms explained
- CAGR
- Compound annual growth rate: the steady yearly growth that would turn the first value into the latest one.
- EPS (diluted)
- Earnings per share: net income divided by the number of shares, counting options and convertibles.
- Payout ratio
- The share of net income paid out as dividends.
- Operating cash flow
- Cash the business actually generated from its operations in the year.
- Free cash flow
- Operating cash flow minus capital spending (new equipment, buildings): the cash left for dividends, buybacks or debt.
- Current ratio
- Current assets divided by current liabilities: can the company pay bills due within a year?
- Debt / equity
- Total debt divided by shareholders' equity: how much the company borrows relative to what shareholders own.
- Interest coverage
- Operating income divided by interest expense: how many times profits cover the interest bill.
- ROE
- Return on equity: net income as a percentage of shareholders' equity.
- P/E and P/B
- Share price divided by earnings per share, or by book value per share. Lower means you pay less for each dollar of profit or assets.
- Graham Number
- √(22.5 × EPS × book value per share): the highest price Benjamin Graham would pay under his defensive rules.
- Margin of safety
- How far the price sits below an estimate of value, as a cushion against mistakes in the estimate.
- Goodwill
- The amount paid for acquisitions above the value of their assets; written off if a deal disappoints.
- Dilution / buybacks
- Issuing new shares shrinks each shareholder's slice; buying shares back grows it.
- 10-K, 20-F, 8-K
- SEC filings: the annual report (US companies), the annual report (foreign companies), and a report of a major event.
Not investment advice. This is an automated screen of public filings for educational use. Figures can be incomplete or mis-tagged; always check the original filings before making decisions. Full disclaimer