10-Year Stock Value Analysis
Mutual funds & ETFs
What a US mutual fund or ETF costs, what it returned against its index, and what it holds, from the shareholder report it files with the SEC. Add up to four to compare them side by side.
Costs, returns and portfolio
● marks the lower cost, higher return or lower turnover where the funds differ. Size and number of holdings get no mark.
How much they overlap
The share of the portfolio two funds hold in common: for each company or issuer both own, the smaller of the two weights, added up. 100% would be the same portfolio.
Growth of $10,000
$10,000 invested ten years before the report, after the fund's costs, against its index (dashed), as charted in the fund's shareholder report.
Top 10 holdings
What's inside
What these measures mean
- Expense ratio
- The share of your money the fund takes each year to run itself. It's the one thing you know in advance, and over decades it adds up: see cost over 20 years.
- Cost over 20 years
- What the expense ratio takes from $10,000 growing 7% a year for 20 years. 7% is a round illustration, not a forecast.
- Returns
- Average total return a year over 1, 5 and 10 years, after the fund's costs and without any sales charge, as the fund reports them.
- Against its index
- The fund's 10-year return minus its index's (its own benchmark when the report names one, otherwise the broad market). An index fund should trail by about its costs; an active fund is trying to beat it.
- Net assets
- The fund's size, for all its share classes together.
- Top 10 holdings
- The fund's ten largest holdings and how much of it sits in them, a measure of concentration, from its latest holdings report to the SEC (Form N-PORT, public about two months after each quarter). Share classes of one company (Alphabet A and C) and one issuer's bonds count as one holding; futures, swaps and cash are left out.
- Turnover
- How much of the portfolio the fund bought and sold in the year. High turnover means more trading costs, which aren't in the expense ratio, and often more taxes in a taxable account.
From each fund's latest annual shareholder report (Form N-CSR) on SEC EDGAR, or the half-year report when there's no recent annual one (it has no returns). Unit investment trusts such as SPY and DIA don't file these reports, so they can't be shown. No prices: look them up on the fund company's site.
Not investment advice. This is an automated screen of public filings for educational use. Figures can be incomplete or mis-tagged; always check the original filings before making decisions. Full disclaimer